If not, do you own the primary home you're living in now? 

I am considering living in one of the units myself.

Even better if you buy 2-4 units, live in one and rent the rest - then repeat every 12 months.

You don't want to lose your rate on the house you are living in now unless you want to sell it so since that is an owner-occupied, you need to stay there and save up the 20 percent for the second property based on what you said.

I have spent the last few years working in the Pre-Fab ADU space and now working with a company called Live Near Friends and help people buy real estate with the purpose of living closer to the people they care about. 

I don't live in CA, and wasn't aware of the Prop 13 passing to the next owner if it's parent to child and both live in it as their primary.

Just to confirm my understanding, you are living in a side by side duplex in Miami - you want to renovate the other side that you aren't living with a renovation loan?

I assume you’ve got a loan that says you will be living there.

Have a client that does sober living homes here in B/CS.

I'm a new member here and currently live in Houston, TX.