I think it is fair to say that there is somewhat of a tradeoff between markets that provide positive cash flow on day one and relatively high appreciation-based markets.

Hi Benjamin,Start by reaching out to relocation companies, insurance housing providers, and major employers in the area who may need temporary housing for executives or displaced employees.

Tenants can only pay rent if they are employed at similar wages.

If you are far away from a larger city, is there a major employer that is a significant portion of jobs and if they close down will that have a huge impact of that town? 

Major employers like JP Morgan and AT&T are pushing for these policies as well, and specifically in the D.C. region, Amazon HQ2, the Washington Metro Area Transit Authority, and the Executive Branch of the government have required all employees to return to work 5 days a week at those locations.Fundamental Lack of Residential SupplyAnother interesting driver of demand is the fundamental lack of supply of housing stock due to the fallout effects of the 2008 housing crisis, slowdowns in housing construction during Covid-19 primarily in 2020, and a good amount of 2021 from supply chain issues, labor shortages, and rising construction costs.

Non-QM I can do things like bank statement, self-employed, ITIN, Jumbo, blah blah blah.

Their income is also all self-employed and social security benefits.

Option 4: 20% down on 2 to 3 properties Also open to hear other ideas, I'm self employed so getting a lender can be a bit more difficult.

We closed on our first property on November 15 and plan to employ the fix-and-flip strategy. 

there ya go another Utah based fullfilment and education company.