The fact that a possible and anticipated negative event occurred for which the investor was not prepared due to their lack of due diligence by not even reading the disclosures offered does not equate with a “rip off”.  

States that are non-disclosure don't have as much public information and Zillow doesn't have access to non-public info for their analytics. 

I have just never became one because of disclosure. 

Full disclosure, I have not purchased in San Diego since Dec 2021 (shortly before rates rose).  

Specifically that are not in non disclosure states.

Full disclosure - I'm a local resident currently actively looking to move away. 

No disclosure on the sewage problems or any of the interior rehab required as all the BPO listed was a mere $3500 repair estimate for exterior cosmetic issues.An out of state buyer would have no idea that his $90k "bargain" needing minor repairs was actually a $10k property requiring major repairs that exceed the value of the property. 

Even in disclosure states, sales data is not all reported to the sites so you need the MLS to be the most accurate.

Most companies would require this type of disclosure since its similar to what they are doingYes Chris I agree - I think if anything it's not illegal state-wide or federally, since commercial lending is NMLS-recognized.

Closing disclosure has not been sent out yet.