So in reality you are ALWAYS gambling in the stock market, yes, even with those big names that seem inconceivable to every drop and ESPECIALLY with those because most are so shocked and in disbelief when it occurs that it's only realized after your left with pennies on the dollar because you waited out a recovery that was never coming. 3rd: MATH and leverage.     

I live in New York as well, but have chosen to go out of state for my investments. 

A big question is do you have the $25,000 to gamble?

just cold call expired , its hard work makes you feel annoying as hell and its more like gambling with your time but its straight to the money. and all the best agents are listing agents anyways . focus on taking listings

I specifically and repeatedly told my coordinator that they are accruing $500/month debt on a small balance and it would be in their best interest to just pay me and my coordinator has confirmed that leadership is aware of the situation, but they have chosen not to pay.

The peer to peer lending platforms as well as the real estate crowdfunding platforms are not having their investments chosen by Warren Buffet, or for that matter any money/investment manager employed by the big pension funds, endowments or ultra wealthy individuals that RDPD is always alluding to.  

We are looking to wholesale outside of our chosen market to help build capital for projects within our chosen market (Louisiana) as I have potential deals in other markets and am not confident in how to proceed with them contractually, (don't want to be stuck with a bill I can't handle currently and also want to ensure I'm operating correctly).

It's a high risk strategy that you've chosen. 

But I’ve found that a well-chosen angle or a unique architectural detail can give guests a mental anchor point.. something that says, “Yes, this is a real place with character.”

The appearance of these conflicts is the exact reason we have chosen not to set up a separate maintenance company.4) As others have said some of these might be security deposit issues.Best,Rick