This would apply to your unit.Your biggest concern with setting the rent should be the near future. 1) Your insurance is guaranteed to go up, probably dramatically.  2) You may get an insurance assessment bill to cover the CA Fair Plan losses.

What were the biggest line items?

Traditional bank loans can be slow and have strict requirements, while hard money and private lending seem to offer more flexibility.For those who’ve secured funding before, what’s been your experience?

I have a client in KC that has acquired 45 SFRs and is just now looking to buy MF properties.Two of the biggest things to consider when buying a commercial property (5+) versus a 1-4 MF is cost (e.g., the appraisal for 5+ is at least $2k-$3k) and the financing structure by lenders because Fannie/Freddie don't generally buy loans for commercial properties.So, for you personally, the biggest driver for the type of your next property is probably going to be the amount of a down payment/equity you can put in the property.

My biggest problem is contractors who can’t keep a timeline, and that’s really slowing me down.

The biggest question you need to ask yourself is if you are doing this to afford a property you otherwise couldn’t afford or to save money period, that will lead to very different conclusions about where/if to buy. 

The Midwest and Northeast saw the biggest year-over-year growth in new-home sales, with jumps of 40.3% and 25.9%, respectively.

If I wasn't able to get the cash together, using a private lender would've been a good option.

@Dan GroveAs a private money lender I agree with Nicholas' sentiment.

👀Park Hill golf course is no more - welcome Denver’s 4th largest public park coming summer of 2025 ☀️This 155 acre plot of land will now be home to picnic tables, walking trails, and other temporary features 🥾The biggest gripe I hear about buying in the city, is not enough accessibility to outdoor spaces, too clustered, etc.