Debt pay down and appreciation is gravy.Is this serious or sarcasm?

Look for loans such as DSCR (Debt Service Coverage Ratio) loans. 4.

Buckle up, and prepare for total loss, or an additional capital call or two in 2025.

Whether we agree with these items or not, the following are inflationary government policies: stimulus, student debt relief, tariffs, increased child tax credits, limited immigration, and big government deficit spending.

In addition, due to them being eligible for conventional non-commercial financing they typically have lower cap rate than 5 units and more.  

The name (former tenant) looked familiar and sure enough when we looked at the credit report there was the debt from us from 2023. 1.

In addition, the Grantor will probably be required to sign the same seller's affidavit that are needed for a non DIL closing. 

Additionally, have a clear budget, factoring in potential repair costs, and ensure you understand the rules about earnest money deposits and closing deadlines.LLC for Real Estate Investing: Forming an LLC for rental properties can offer liability protection and may provide tax advantages, though the tax benefits are non-existence for rentals.

additional challenges are the inventory shortage and good contractors being extremely busy. 

Though DSCR gives you a better picture of how the property is projected to perform vs debt service, you can't rely solely on one measure to make a purchase decision.