You might find a local credit union or community bank that will go to 95 -100%.At one point I called 2 different VA Regional Loan Centers regarding this section in the VA lenders handbook:Assumability - The second mortgage should not restrict theVeteran’s ability to sell the property any more thanthe VA first mortgage.

Cashflow and the ability to use the property.

I own a commercial unit, and I’m trying to determine a fair rental rate for the space.

In general, multifamily properties are a popular choice for investors because they offer the potential for cash flow, scalability, and the ability to amortize debt across multiple units.

Depending on the value at the time of death and your basis you may need to file a gift tax return.I would speak with a CA attorney to determine the best type of deed to file and a tax professional to gather more information.

As others noted, there is no limit to DSCR funding other than your ability to produce enough liquidity for down payments, closing costs, and the required reserves post-closing.

When considering refinancing, also factor in the closing costs of the new mortgage to determine if it actually helps you.

Property Valuation:Investors look at a variety of factors to determine a property’s value, including comparable sales (comps), rental income potential, and location.

There are other ways to determine rental amounts like researching in zillow and/or rentometer, which I typically reference.

If it’s not written down, when you get to the end of the year, you won’t be able to determine if your year exceeded expectations or not.Schedule a meeting with your CPA to discuss your goals and tax planning.After all of your budgeting and goal planning, there’s another very important step.