I believe I spoke with you a month or so prior to when you posted this. 

I spoke to someone else! 

The property in question is 108 Persimmon, Toccoa GA that I spoke to Connie and Bill about.

., oh and BTW, the "we buy ugly houses" people you spoke to were likely wholsalers!

I was at a local (Bay Area) REI conference a few weekends ago and Brian Burke (CEO) spoke.

I don't even think its worth a sub-toSounds like you spoke to collections (who will tell you anything to get money) and not loss mitigation, as paying back due balances are NEVER part of a short sale.

I have spoke with Ball point marketing on getting an off market list of multi family properties in 20+ zip codes in maryland but they came back with only one property in my criteria?

I just spoke to my realtor there in Costa Rica and he says that appreciation is expected to be between 5 and 7% per year.

After a couple of years of treading the path to frugality to build this financial runway, I've networked with the greatest people who made this all happen, of course, it took the strength, determination, time, etc to place myself where I am today but, without the mentorship of my two great mentors whom I wish used BiggerPockets so I can mention, I don't believe I would have made it thus far relying on some whimsical dream that this will all pan out accordingly, thank you for everything Greg and Lashawn.In addition, I would like to thank Bigger Pockets for connecting me with the greatest realtor @Stephen Schmitt Who took my dreams and aspirations to the core when we first connected and spoke about my future goals to replace my W2 job for financial freedom. within three months of me deciding to pull the trigger and get pre-approved, we found this killer cash-cow that apprised over purchase price!!! 

I havnt even spoke to a lender yet on what I qualify for.