The bill requires that cities allow up to 10% of the commercial properties (strip malls for example) to be repurposed as multi family residential.

Can anyone suggest beach markets in SC and/or GA that allow STRs and cash flow with 20% down?

Zoning Districts That Allow ADUsADUs are permitted in residential zoning districts and some mixed-use districts.

There are so many scams out there that we have to protect ourselves and unsuspecting tenants before allowing a showing.

Both allow you to avoid touching retirement funds while leveraging the value of your properties.

It sounds like some lender will allow you to get a 2nd mortgage for that $172K amount and some will not.Does anyone know of any lenders that can work with this?

The STR owners have banded together and are meeting with the town as a group, and it looks like the town will adopt some STR rules allowing and setting guidelines for STRs. 

.- Many of these HCOL areas also have strict limitations on AirBnB or short-term rentals... that do not apply to owner-occupants - thus allowing for extreme cashflow potential for house-hackers.

This will allow you to put the loan into the entity or business name of your choosing.

.- If you decide to have an LLC for each property, creating a Management LLC that all the other LLCs "hire" to run their books, will allow you to only require a bank accont for the Management LLC.2) You may not be able to do a Trust.