The KPMG Global PropTech Survey 2019 confirms that 80% of firms still do not have “most or all” of their decision making led by data.The same report also hints at a “skills gap” — only 5% of real estate firms have transformation efforts led by someone with knowledge of data analytics.What would you say would be the challenges ahead of us in 2022?

@Bradley Perry I think you are on the right track but may be a little ahead of the game for the refinance, as others have already said the fees for the refinance and the 75% LTV are the big things to consider as it seems you would potentially only get part of that 35k back which means you would likely look to refinance in the future again to get the rest.

Are you saying multi family small apartment deals 5-15 units will not be in demand for the years ahead?

They have even paid months ahead.

The tenants have no rights regarding how many people enter the home and the agent has no responsibility to give them a head count.You should let it go and tell your tenants to relax.

So, if you are getting 4% interest on a 30 yr loan, that added $5k only costs you a whopping $24/month...which means you are getting only $24/m less in CF...and you are still ahead in the game.Here's how it's actually free. 

I will go ahead and post the question, feel free to answer it and/or keep reading to get my full situation.

Going into my next deal I will definitely have that lined up ahead of time.

Since the start of the pandemic in March of last year, the median cost of an apartment increased from $923 dollars to $1,082 a month. 
For many tenants in Memphis and the Mid-South, the days of rent discounts and pan...

So maybe a heads up to others out there.