Buy smart so you dont have to sell stupid.

They don't have to disclose flood zone here so you have to look it up individually, and some insurance companies have set up their own "surge" zones so either limits your choice of insurer or increases insurance costs in those areas.  

The choice is yours on how you wish to go about it, I hope that whatever you decide works in your favor.

I have been doing a lot of research and I keep reading that a smart investment will be over 8% Cash on Cash ROI.

House hacking is a smart move.

Now that my student loan payments are much more manageable I've been thinking about focusing on saving/investing instead of continuing to focus on the debt but I'm not sure if it's the smart move or not.

Maybe by the time we decide the choice will be obvious :)

I recommend this especially if you are starting out.Quickbooks is a good choice as well.

Instead give the tenant choices.

At renewal, I must make my choice (vacate, lease, or M2M) 60 days before my current lease ends.