Buy the property in your personal name and get an umbrella insurance policy for protection.

You need to find a local insurance company where you want to invest, one who insures mostly in that area, and the rates will be better than you think.

Multiple, billion dollar companies are investing heavy in our area, such as Intel, Google, and Amazon.

If you know what you need, but just need it in your town - whether it's a plumber, property manager, title company, lender, etc. - go local. 

When you move the property to the LLC you'll also need to refinance to a commercial loan and get a commercial insurance policy.

I cancelled a booking for Florida because of Corona, far within the cancellation policy of the owner.

Cities and counties are constantly updating their policies, waitlists or processes and eligibility will likely be the key ingredient to desired usage.

Lastly, when i try and call them to speak to my property manager 99% of the time I wind up having to submit a note in their portal and wait for a call back.As to to the new garage door that will be installed by the tenant, I wish they would be more involved, giving the tenant some options of companies to call, and to walk them through the repair process.Am i wrong in any of these thoughts or concerns about my current PM---or---do i need to let the property manager do their thing and learn to take a step back?

I kept the property management company that was in place.

The problem I have is that even though I have reasonable savings and income, the lower income from the 2022 tax year is getting in the way of qualifying for a property that I can afford with my actual income of $130-145K.Find another lender I ran into the same problem not all of them average out your income, I noticed banks average out your past 2 years but mortgage companies do not I could connect you with my lender if you'd like