If they are VERY professional, they will have their processes in writing as verification that policies are enforced equally and fairly by their entire staff.6.

If they are VERY professional, they will have their processes in writing as verification that policies are enforced equally and fairly by their entire staff.6.

I am no appraiser but I saw one almost identical (on the outside) at 120k.  

Get a copy of their drivers license and tell them you need it for identity purposes. 

You should use the same verification process and checks and balances.

If they are VERY professional, they will have their processes in writing as verification that it is enforced equally and fairly by their entire staff.6.

I know that I need to look around for banks / credit unions that offer this type of HELOC, but I'm concerned about income verification since I want to leave my job / switch jobs this year.

30 year fixed, no income verification on commercial os available but yoire looking at mid 7's on rate.

I use the checks as a verification of everything they said - I’ve already decided on them (as long as the checks come back clean)I do realize that I’m renting to B/A class tenants, so your mileage may vary if you’re in the B-/C range.

It costs a mere $1.00 to validate your identity and you'll get all kinds of discount coupons in the mail that more than make up for the petty expense.