@John Casmon  Totally agree  verbal commitments are not raised moneyyou need to be like the airlines and over subscribe.. you will have fall out.investor wont like the deal.. deal took to long to materialize and money got invested somewhere else.bad news in the economic world investor spooked going to sit on cash. 

The weak will get destroyed or lose a lot of money.

Credit unions wont know how or have access to this kind of loan in most cases.

I would just caution you to make sure you are accounting for the other costs that come with landlording (vacancy, increased taxes, maintenance, capex, PM, etc) and make sure you wont have a problem covering those. 

Tenants wont take care of your carpet and things will spill and stain it, plus you'll get to redo it every 5-10 years.

if you live and work in the same area you can buy C class then its a calculated risk you wont know if you like it until you try it.. nicer properties are easier to manage generally speaking.. only way prices drop for rentals is usually loss of job in the area and high vacancy or tough to manage tenant base investor suffers landlord burn out and dumps them.. or rents decrease.. 

I certainly wont be doing for future properties.Thanks again for you input.

I remember learning something to the effect of "if it really is a good deal, you wont need to convince anyone".

Maybe even let AC company know you wont be using them again.

Ill look into that, it might be my best option, your right initially it wont be an issue when Iam living in the place, just thinking long term Thanks for the advice!