Appreciate the response.Reaching out to multiple banks and credit unions seems to be a recurring theme when looking for unique financing.

The sub-prime housing crash was a unique constellation.

@Jesse Smith Your situation is not unique.

The Division of Real Estate doesn't like the idea of agents being secretive about the true value of the properties when they are representing the sellers.

Looking to connect (and partner) with savvy Multifamily investors in the VT or nearby areas who share unique passion in Multifamily investing! 

If anything a homes physical being depreciates just like a car but the immobility of the land and house making it unique and special are what bring the value.

It's cool to hear that you're purchasing properties using your IRA, and what you're doing seems pretty unique to me; I had to google dog trot stye.I'm going to be syndicating commercial multifamily deals using IRA accounts, so I don't think what you're doing is silly at all.

I have a unique situation that I'm having issues with.

It's a great diversification to have SFRs and owner financed properties as each has it's unique benefits.

There are asset-based products out there designed for "self-employed" investors with high DTI, the desire to vest in a LLC, 10 + mortgages, unique scenarios, etc etc.