When evaluating your loan vs. your rental income, is it better to get a longer-term loan (i.e. 30 years) and have higher cash flow versus a shorter-term loan (i.e. 15 years) and have negative cash flow but pay off the loan quicker. 

It probably doesn't sell because most people don't want the other negatives you pointed out. 

@Loren Bedward I apologize that you received negative comments about what you are trying to do.

The original post didn't need or warrant anything negative.

With the property that's negative cash flowing right now, is it underwater or could you sell it for a profit? 

Hello -
I am a 24 yr old. who owns 2 houses - recently my monthly payment for my first house went up $300 and it's making me reconsider my investment.
The story of how I got in this position: I bought a house at 23 ...

Alot of real estate investors only see the statistics which only the northern part of the city is accounting for :) The northern part is the portion that is causing those particular statistics while the south county/south city is doing extremely well.

Your cash flow will be negative $19,300.In summary: you're taking $140,000 cash out of your pocket for the privileged of losing $19,300 per year for 20 years. 

If your purchase price is not really changing with all the new things that have come up then it is only her that is negatively affected by all those things.  

Keeping their money and giving them the boot is a good way to have negative word of mouth advertising.