Usually, an appraiser will stay on the ground, especially in cold icy weather, just for safety reasons!

You need to be patient and informed, and you'll start to find deals.

But L/Os are riskier than a sub2 if you don’t have a margin of safety and understand the things that can go wrong and be prepared for those possibilities.

Thought many of you would get a kick out of this:http://www.orlandosentinel.com/news/local/lake/os-mount-dora-doctor-tells-patients-go-aw20100401,0,658649.storyPersonally, while I don't agree with his specific philosophy (you could have voted for Obama and have been against the specific health care bill, which seems to be the more important point), I respect him for taking a risk with his livelihood to stand up for his beliefs.Then again, it may have been a strategic move, as with all the press coverage he is no-doubt getting locally, he'll probably drum up a lot of business!

Do other landlords cut the miniblinds cords to a shorter length (for child safety reasons)?

So keeping a copy is a good safety net.Jesse

You only provided one government example, but statistically, if you're in the top 1% of patients who require private health insurance funds for procedures, there is about a 50/50 chance that your private health insurance company will find a reason to drop you...

The person representing the bank is going to be much more skilled, less patient, and very adept as negotiation.

Seems like a lot of moving parts, time, money with a thin safety margin for your investment.

Be patient.