It's apples and oranges to comment from the institutional lending perspective on guys that just want to invest their personal funds and make paper.

None of this matters to you though, just compare apples to apples.

If Johnny has 10 apples, and 20 people want apples, how low will the price of Johnnys apples go?

Check out sq ft price for an apples-to-apples comparison (of apples, ha ha).Of course, it all hinges on what property type you are looking for. 

That should cover him and you, all verbal is dangerous as one contractor might miss a lot, one might expect more work, then you'll have apples and oranges bid.

That's all good and well but I am sure there are bad apples in every industry. 

I grew up in Cupertino CA.. ( land of Apple) Before apple existed.. this community was 99% Caucasian. 

When running comps to gauge market demand, vacancy, and rent, I would advise against comparing STR stats to MTR projections simply because it's apples and oranges.

I also agree with your assessment of the majority of the type of indivulaes that are on section 8, and although there are exceptions, it does not fit my business plans to waste my time trying to find the few good apples in a tenant pool consisting predominantly of damaged goods.Each landlord has the right to choose to whom they wish to rent to and although others may judge it really is no one else's business.

Do one task at a time in each app so you can compare apples to apples.Load a property with pictures and details.Market that property.See what your marketing looks like from the public's perspective.Submit a fake application to see how easy the process is.