It could even be low for some areas. 

On the note it says why I got the property for a value so far below the assessed value.

Hi Pandu, happy to help, might be best to set up a call, you can find more info in my signature below.

Here is a specific example I am looking at now:Purchase price: 75kAnnual tax: 1,670ARV: 200kPurchase Closing Cost: 5,295Estimated Repair Cost: 25k----Loan---- (Here is where it gets a little tricky for me, see below)Down payment of purchase price: I am getting offered a HML for 90/10.

My assumptions are below and are based on scanning website listings and calling other landlords.

I cash-out refi'd a rental last year and was nervous that my credit score would be low. 

The stickers are usually on the outside of the A-coil and outside unit, and on the inside of the furnace - take the front panels off like you were going to change the filter to see it. 

If I do, I give him an opportunity to rent the newly rehabbed unit just below market rent. 

Hi all,I am trying to find a way to avoid a 25% downpayment on 2-3-4 units.If I am correct the downpayment can be lowered to 5% if one of the unit is owner occupied.

If i see a proforma or P&L where the utilities are paid by the seller and include in the rent i will always make my first offer based on actual numbers - the NOI will be lower if RUBS are not in place.