Lending is an area that is conducted in a confidential manner and I doubt you'll get any banker that walks through the step by step process and alternative aspects considered in lending.

Im reading and trying to understand http://www.courts.ca.gov/8865.htm There are 3 siblings including myself.My questions are1) can we transfer title without probate2) can we avoid paying the rent for a few months and settle the rent debt once the mobile home is sold3) can I do this without a lawyerI believe that's all for now.

Seasoned note investors are usually the one's buying these because you have to have third party vendors who can verify property values (real BPO's not just online), attorneys in the state's where you acquire the NPN's ready to foreclose or modify the loan, verify that the note is transferred correctly, notify you of other liens, make sure the note was drawn up correctly and that if it has previously been transferred the transfer was handled correctly.  

If the property isn't in a trust, but rather left to you in a will or through an intestate estate, you're looking at a probate action to transfer title.  

We got started through buying personal property and than renting it out when my husband was transferred.

In other words, if I transfer a property into a Land Trust, will that trigger a Due On Sale Clause?

We are also buy and hold investors.We got started buy buying personal properties and than renting them out when we were transferred ..

When my husband was transferred (active duty navy)we rented the house out.

@Kimberly H.For my single family homes, the tenants pay for their own everything, from electric to gas to water/sewer/sanitation, cable, internet etc...Especially in Fort Lauderdale, where the tenants are responsible for the bills, and EVEN if they don't pay and have delinquent accounts, they don't transfer that to the owner, meaning the city of Fort Lauderdale will not file a lien on your property because the last tenant didn't settle a $300 bill.But in Hallandale they are making the owners pay. 

We bought a fixer upper and than rented it when we were transferred.