Finding the right one has been the challenge for most of my folks.

I have a client that buys and turns around challenging properties, Mostly 4 plexus and small apartment complexes.

I don't have advice for your personal situation but I will share that I've faced the same challenge. 

One of the challenges when you get to the point that you are at, is becoming independent, but also your ability to maintain your DTI ratio so that a bank will still loan to you.

So, for those relatively few who do engage in virtual wholesaling, or at least those who know about it, how do you solve this conundrum?

What expenses or challenges should I take note of?

All, I am in NJ but the challenge is the same as described above.

I think the main challenge is having a backup HML that is willing to get far enough through process (due diligence, negotiate promissory contract etc.), only to be a backup and not get paid fees.   

The market is crazy most places and hitting the basic numbers can be a challenge; but if it were easy everyone would be doing it.

I have been listening to BP for a few months, and just now beginning to read/engage on the forums.