Well, a week before I'm expected to sign, I get a call from my lender and was told they couldn't do the refi without me bringing cash to close...

I have signed up for the next event on the 5th.

When meeting with the seller after the purchase price has been met, do you read and go over the purchase and sale agreement with them, or let them go over the contract themselves and sign the appropriate fields?

I’m only employed 10 months out of the year and at most, I’m only signed to a two year contract with a team.

After lots of thought I and my designer have selected an awesome laminate for the flip.  

There are mixed reviews on whether this is a positive or a negative, but if the other factors have been met, this is another great sign you've found a company dedicated to providing a quality product and resident to manage.Also, even though some of the prices look like there is a premium in price point, you have to find the value in the services being provided: Extensive research in the submarkets in their city, leasing services, value add to the property, and property management. 

If you build the value good enough early in the call they will make a fight or flight decision at this point , then fax them the contract and get their word that they will do the deal and set up a phone call for after they sign it and send it back to you.

We bought the property in May and had her sign a 1 year lease, and she got ahold of us yesterday and requested a written approval for HUD for a 30 day notice.

He knew he needed a job, but wasn’t sure what he wanted to do for the rest of his life.A series of odd jobs led to a position at a sign shop.

You don't owe the tenants agent a thing unless it was something agreed to prior to lease signing.