So, CPA determines that actual taxable income for the year could be as low as $85,000. 

We’ve just started researching the area so was curious to see if you’ve made a purchase or how your experience has gone so far?

Although our home is renovated and was appraised much higher than our purchase price.Any advice? 

Hey Boady, I love your determination, hunger, and work ethic!

For example, software may run a report for an application, but it doesn't know how to actually evaluate the applicant and determine if they are a good fit for your rental.

For those who’ve purchased their first vacation rental in the Destin or Panama City Beach area (or surrounding areas, too), what’s one thing you wish you’d known beforehand?

Looking to purchase property and build then refinance after a 2 year period. 

It looks like you have a healthy spread from purchase to ARV. 

Well, TESLA/PG&E have partnered to purchase the old power plant.  

If you are not going to rebuild they will settle at actual cash value/market value minus the land.There are policies out there that will settle at cash-out replacement cost but they are rare and typically offered by higher end insurers for higher end owner-occupied homes.Every insurance company uses software to determine the estimated replacement cost of a home.