I think the biggest risk for one's portfolio is not taking any and that opportunity cost accounts for more "losses" than people realize.Can you describe how one would go about identifying out-of-favor, ETF-based plays for certain countries to make money?

and we have received some properties at a very favorable $$ amount.

However, as any economist would say, inflation favors debtors and deflation favors savers.

Do me a favor and hit that button on your typewriter that says "caps lock" so you can stop screaming at people here.

And now more then ever they are going to lean in favor of who is giving them the work, in most cases a lender is ordering the work and controlling it even though they are not paying for it out of their pocket.

I don't see much room there at all at that price.Who is doing who the favor?

But the long term 10+ year play favors SFH in my book.A significant % of buyers are locked out of the market.

"The fact that most mortgages terminate before maturity either by prepayment or default may favor an interest rate reduction," Bernanke said.

The odds are totally stacked in favor of the defaulted homeowner and against the purchaser.

Based on that, I think my house will compare favorably with the others, and I think that I will want to price it near $165K.