FWIW, a tiny-house group in Atlanta is doing a virtual workshop on Thursday about developing pocket neighborhoods:https://oklahoma.uli.org/events/detail/CABD7705-6C0E-437B-A243-274637637601/I'm not affiliated with the event, but I did attend MicroLife's first in-person version of this workshop (just a few months ago) and thought the tools, examples, and methods they presented were useful.

You owe nothing at this point and have incurred extra expenses trying to please.

This is really not a big deal at all and to be honest I wouldn't do any extra paperwork or anything.

I'll find your details and get in touch regarding calling operations.

I am new to rental ownership and I am looking for like minded people around here at Rochester MN to learn more about details of this business 

Having a mortgage payment plus needing to pay an extra $1k/mo towards this TSP loan will crush any cashflow you had hoped for.  

HSA holders 55 and older can contribute an extra $1,000 to their HSAs.Also in 2024, the IRS increased the standard deduction by $1,500, to $29,200, for married couples filing jointly, plus $1,550 for each spouse 65 and older.

The guidance from your tax expert appears to be somewhat accurate, however there are certain details to take into account.

Covering Costs is also a plus as the rent from Airbnb can help pay your mortgage and even give you extra cash.

Then sold the condo and did a HELOC on my new house hacked and did a BRRR out of state, where I made an extra $60K on top of money actually out of my pocket and bought another property with a 50/50 split with a business partner.