Refinanced in 2017 roughly to drop PMI, lower interest rate and add my then wife to the mortgage.Selling for 287k in August of 2024I know that I won't have to pay capital gains tax on the profits- my question is the profit from the sale still treated like income and taxed accordingly?

In turn, that would be the last month she'd be paying rent. 

The difficult part is going to be for buyers who will have to either come up with the funds to pay their broker or negotiate seller paid closing costs to cover it

Stuy after study has shown that the less a person injects into a deal, the less likely they are to pay the deal back.

I was paying 10k BAC and my houses were 600 to 800k.. 

I've been told the hard part is finding a builder who's willing to build without me paying a large percentage upfront.

There’s nothing worse than a lender that over promises and then can’t deliver (sometimes they don’t even review your file before giving you the pre-approval letter and assuring you that all is well, charge you for the appraisal and let you go through inspection and pay for that out of pocket too, then their underwriters get involved and discover some reason they can’t process the loan leaving you high and dry).

Here, we were after an asset we could pay off quick & cash flow aggressively.

Get to know who are doing business with and never pay an upfront fee.

If he doesn't make a decision - in writing - then he is required to serve the remainder of his lease, or has to pay a penalty to leave early.