What about the retiring persons, our Seniors who are arguably the #1 segment getting devastated by housing cost's today, those on fixed incomes?

All this is pretty new to me and I'm just trying to explore MF segment.

For example, see this from 1979: http://digitalcommons.law.scu.edu/cgi/viewcontent....I think the distinction between an "individually negotiated loan" and an FHA loan is rather stupid.

Three things you can do today to improve them...Segment your absentees...these are the most mailed lists of any (try mailing non homestead properties that may be listed as owner occupied) -I have bought a few last year from this. 

The distinction is very important as different activities involving real estate should not be confused or lumped together by the public, or the participants.  

It's hard to stand out.There are some owner-occupied segments with people who share motivating factors for selling their home.Seniors with Long-time Ownership: often ready to downsize or transition to assistance.Homeowners with Low Financial Stability Scores (FSS): Struggling financially and likely ready to cash in on their asset.Both these categories have additional advantages in that they probably don’t haven’t been updated and may have deferred maintenance.

It's hard to stand out.There are some owner-occupied segments with people who share motivating factors for selling their home.Seniors with Long-time Ownership: often ready to downsize or transition to assistance.Homeowners with Low Financial Stability Scores (FSS): Struggling financially and likely ready to cash in on their asset.Both these categories have additional advantages in that they probably don’t haven’t been updated and may have deferred maintenance.

I didn't see the distinction you were making as your statement only said "from a tax standpoint, go with the LLC as it will also save you filing costs and save you money."

But you could see the distinct advantage I had it was huge.I feel sorry for folks doing this in PA and other states that are so antiquated..  

A local real estate agent should be able to clarify the distinction for you.A transfer from the borrower to a new owner under the "Due On Transfer--Strict" deed of trust creates a default, unless the lender consents to the transfer.