For example, you can discriminate against smokers or dog owners but you cannot discriminate against someone based on religion or race. 

Landlording is a business, the race-2-the-bottom BS is lazy business management at best.

I am 54 year old, and love my family, two grand daughters, doing Spartan races with my older son and the time freedom I now have.

Sadly some people see “race “in everything Facts don’t care about feelings and that’s upsetting to some people I guess.

My second property is a 5 acre horse property here in Fallon, NV that is now my primary residence and I financed that using a 5% down conventional loan.My current goals are to have 5-10 rental properties by the time I retire from the Navy in 7-8 years to supplement the income I will loose once I retire so that I will not "have" to work again.

The 50% is intended to allow for my costs and vacancies.I have been weighing to figure either 15 or 20 year loans but have not decided.I guess ultimate I may be putting the cart before the horse but at some point in the coming years I will run out of capital to purchase more properties and I am trying to plan for my biggest bang for my buck.Example scenario on Duplex using your figures 70,000 purchase14,000 down payment1,000 Monthly rent360 Vac/Mant$442/month mortgage - 15yr@5%140 CoC at 12% ($1680 year)An additional $58 left over.

A firepit with wood and a horse shoe pit.

A) What I meant was that there are people of all kinds of races and cultures in the area.

All said, probably a good idea to not bite the hand that feeds, kick a gift-horse in the mouth, or burn the bridge.I dunno...maybe reply to the email with an apology, no hard feelings, and maybe it will work out for the next time?

Seems like beating a dead horse at this stage, but prime is at 8.25% it doesn't make any sense for a lender to offer 3% Most of my fix and flip lenders are coming in around 10.99% - 12% (11.21% APR - 12.47% APR)