Had to start somewhere, so JAX sounded good enough to me :)What other cities do you recommend ?

Is it not a good enough deal that you would do it yourself? 

Consult a professional who is good enough to charge you for their help.Lots of decent returns in Oregon within an hour of you.

I agree about leveraging my money as well, but don't have good enough credit to properly leverage right now.

Once you are there, find a lender people recommend; they are good enough they don't have to spam mailers.

Rinse and repeat.My question to you experienced Utah investors - are you able to find (create) a good enough deal in our market that will cash-flow or at least break even (considering all maint/vacancy/capex/mgmt costs) on a 15 year note?

And if you think it is a good enough deal, maybe partner with me?

Much like anything in real estate the numbers depend on how you purchase it (i.e. with using it for yourself as primary driver, or making money as a primary driver).If you’re looking to supplement the cost of ownership, but are buying for yourself maybe in all reality covering the mortgage is good enough for you.

Did you negotiate good enough terms with seller to take a little more risk?  

I had been looking for distressed properties and could not find a good enough deal.