Refinancing primary residence

[David Honeycutt]

Hey guys, my girlfriend and I purchased our home almost a year and a half ago we went with FHA loan so we have very little equity in the house. About a week ago we received a letter in the mail from Sun West Mortgage saying we could refinance. So we called them and gave them our information and said they could lower our interest rate and reduce our PMI. So I'm just wondering what I should look for if we do refinance with them. My girlfriend found some bad reviews about the company online saying there were hidden fees. Any advice as far what to look for or what questions to ask would be much appreciated. Thanks