If the appraiser won't, send evidence that all 4 rooms you want called bedrooms are actually bedrooms.

There should be evidence prior to your purchasing the property.

- to use rents from a vacating residence, yes, you do need 30% equity evidence via an appraisal however there are other ways of utilizing rent from your vacating residence with out as much headaches it just takes an out of the box type thinkerGood Luck on things.

At a minimum, the following should be included in a land installment contract:• the names and current mailing addresses of all parties to the contract;• the date the contract was signed by both parties;• a legal description of the property to be sold;• the contract price of the property;• any charges or fees for service that are included in the contract separate from the contract price;• the amount of the Buyer’s down payment;• the principal balance owed;• the amount and due date of each installment payment;• the interest rate on the unpaid balance and the method of computing the rate;• a statement of any encumbrances against the property conveyed;• a statement requiring the Seller to deliver a general warranty deed on completion of the contract, or another deed that is available when the Seller is legally unable to deliver a general warranty deed;• a provision that the Seller provide evidence of title;• a provision that, if the Seller defaults on any mortgage on the property, the Buyer can pay on that mortgage and receive credit on the land installment contract; • a provision that the Seller shall cause a copy of the contract to be recorded;H5-9• a requirement that the Buyer be responsible for the payment of taxes, assessments, and other charges against the property from the date of the contract, unless agreed to the contrary; and • a statement of any pending order of any public agency against the property.What If My Land Contract Does Not Have These Terms?

However, in most cases, if you have a four-plex and the other three units are being rented to fair market tenants, you can offer those three lease agreements as evidence of comparable rent.

Consider a photo or two that gives graphic evidence of your point if view without revealing addresses of other tips to location.

If it's undeliverable, you learn she's skipping AND when it comes back to you, save it for evidence in court (if such occurs). 

Any evidence of intent that you have can be helpful.  

There is some evidence of income growth, but very little, and I think it's priced in.

Subsequent construction draws are funded based on evidence of progress.