Essentially, I have about $300,000 of borrowed money to turbo charge my portfolio, but I must admit, I am nervous as heck.

FHA is often mentioned I think because of it's wider range of applicants, but conventional is often going to be better for the borrower that can qualify for it.

You can find a partner or borrow the money from someone you know or are related to.

They don't want the funds for a down to be borrowed.2.

A passive landlord is basically the money man who came up with a 20% down payment and used his personal credit history to borrow the rest.

I'm VERY green when it comes to borrowing money, buying real estate, renovating, etc. so I feel a bit safer going with a more traditional loan vs hard money loan..  

In discussing with one lender, he said it needs to be the "borrower" that supplies the cash at closing or that I could form an LLC or corporation partnering with the one funding the deal and then the LLC or Corporation would be purchasing the property and be on the loan. 

I like “set for life” personally and have a few copies in my office in lowell if you’d like to borrow one.As far as finding deals join meetups, find an agent to put you on mls, and find your area of focus.

MSM says this is because "too much money in the economy" and others say because...no good borrowers to lend to which is...worth noting.

From what you say about quit deeding into an LLC, it leads me to believe that you would choose a commercial loan for the refi as commercial lending would allow the LLC to be the Borrower on title (as long as the LLC and/or property can qualify for the loan).