You’ll need a new loan for that $450k+  I don’t see why the IRS would care if the investor reloaned it to you.

Moreover, our loan covenants also have restrictions.

Sometimes a fresh approach or minor property improvements can make a significant difference in securing a tenant.Ultimately, aligning your strategy with your long term goals while managing current cash flow is key.

What type of loan is the 9% with?  

This will depend on a lot of factors, I am seeing the floor rate at 6.75% with a heavy buy down and as high as 10% with heavy loan level pricing adjustments. 

I am getting a hard money loan for the property under my LLC, but if I keep it I would like to refinance out of the HML into a 30 yr conventional load under my name.Can anyone give me a quick rundown how that would work?

I have enough cash on hand to purchase and cover renovations but im not sure if I should do that or conventional loan?

For me, I use a combination of Asana (workflow management), Gemini (google AI) and Stessa to keep my portfolio on track.I'm always looking for ways to improve my own workflow, so any insights you can share would be welcome too!

All three units will be funded by us - no loans.

I purchased it as a single family with a VA loan and used the BRRR strategy.