@Kyle Burrows I am not a cat person either but I don't think they necessarily urinate over everything and destroy a house.

Once you finally get them out, they destroy the house.

Make sure that $20,300 covers at least a year's worth of lost rent (in case your building is destroyed and needs to be rebuilt).

messes on the floor and/or puppy escape artists chewing or destroying items when their backs are turned for a second.

Ya that will soon be destroyed just like commifornia

We had wild fires destroying homes, a big influx of Covid refugees from bigger cities, a growing area with an abundance of natural resources surrounding us. 

No renters insurance had been taken out by the tenants , My insurance I believe is just for fire and destruction from the tenants destroying the property. a few electronic were taken probably less than a $1000.00 in value.

I learned a lesson that day, for example, IF you see a drug laying on the street, and you know what it is, DO NOT pick it up even if it is your purpose to destroy it to keep it from someone, even a child because the minute you do, you are in possession.

If financial collapse is imminent why are you engaging in actions that will destroy your financial well being if you are convinced that the end of our currency is near?

And the thought was I would deal with that later.This laundry room is in the basement and the carpet and total space that had to have water restoration twice was all in the basement.I'm pretty sure the tenant glued the screws in place and eventually I had my contractor drill the screws out after the tenant had vacated.After the second back up I was very suspicious, of course, and after he had moved out I spent $108 again to have the rooter man destroy the grate and go in the relief hole that joins the main drain line behind the trap with a smaller rooter and vibrate the heck out of whatever he gets his rooter in behind.