Tenant claims they were not like this when he moved in (I bought this house with these tenants in place a few years ago, so I never saw the house without stuff in it until they moved out)  For all I know they swell and buckle in the summer and sit flat in the winter. 

At the same time, I am setting up a living trust for estate planning so that this property can be passed on to my hiers without any difficulty.

My girlfriend and I are interested in buying into the upper Michigan STR markets (Traverse City, Charlevoix, Petoskey, Bay Harbor, etc), hoping we can take advantage of the hot vacation rental market up there in the summers and the popular ski slopes for the winters. 

@Mark Forest It's true that Detroit is not great for buy and hold appreciation.

Interested in South East Raleigh, North Raleigh and Wake Forest. 

Recent winter months was the first time we have experienced typical seasonal slowdown since Covid. 

Ideally, I would STR it to either the wedding hall or seasonally, although the purpose of snow-birding is to be in CT in the summers (wedding season) and Florida for the winters.

My understanding is as follow for (but I remember reading about some very narrow exceptions that may be different), as long as the policy does not become a MEC.premium are not deductible (after tax).grow of the cash value is tax deferredWithdrawals from cash value are taxable above the premium basis (FIFO).Death benefit to a beneficiary are tax free but are counted towards the total estate value for estate tax.

We proceeded to have the power turned on for our de-winterization and the plumber on hand for this and thats when we saw the dilemma under the house, copper plumbing gone, electrical wiring gone.

Often, properties priced at peak season rates can have very low occupancy during the winter.