They have a listing agent involved who will probably try to kill the idea of seller finance, but that's an assumption on my part.I didn't know if creating an LLC with the sellers and buyer as members, bringing the assets under the umbrella and then allowing to the buyer to buy the sellers out would work. 

Ive been with liberty mutual for my home insurance and umbrella policies for rentals.

Use your name and insure (liability and umbrella) to the max!

There’s a lot of debate about setting up an LLC or just getting a big enough umbrella policy.

I suggest getting a big ole umbrella policy if you are concerned with liability. 

Do your research before setting up an out of state (OOS) LLC while being a CA resident.LLC in CA has a minimum $800/year cost/tax.You did not specify why you are looking at LLC but if it is asset protection an umbrella insurance coverage is another option and typically is less error prone. 

not been missing something, it does make me wonder if there simply is no better overall approach than holding RE assets in my name to get better lending terms, and loading up on umbrella insurance.The prospect of getting loan terms that don’t come close to what I can get as an individual in exchange for getting to own through an LLC just doesn’t seem to be worth it.

□Do you have an umbrella liability insurance policy that covers your entities and you individually (either directly or as an additional named insured)?

An umbrella policy is not a bad gap filler either.

Series are great because you an have one Umbrella and then have subsets of companies and put ur properties in them