I am finding investors massaging the debt with short 3 to 5 year loans to make it cash flow.

Love cooking, going for walks with my dog, living the single life, traveling, a good dry red wine, and face massages.

Would you agree that it would be smart to start with a template and massage/edit it to fit my market?

Just a reminder, don't spend too much time convincing a seller, sometimes NO is NO even if you offer them to massage their toes.

You may find yourself start to massage the numbers when you want it to work but make sure you stick with your research.

But, even assuming it is accurate, your other numbers seem like they've been massaged to make this work, which is never a good first step.

But my advice is always to pass on anything that requires that you massage the numbers to make it work.

Sounds like perfect set up for a massage, sex trafficking business.

To me that signals either 1. the sponsor lacks the attention to detail to ensure the document they use to generate investors is error free or 2. they are massaging the numbers/running two models to tell investors what they want to hear. 

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