My father is in the home improvement bussiness, we just had a hail storm pass through that damaged peoples roofs.

How is the roof, the mechanicals, water issues?

Kitchen, baths, roof windows, 

Everyone needs a roof over there head.

I believe that this might be due to a leaking roof but I'm not sure. 

The hired leak detection company states there is no leak, the roof has been replaced as a result, and the crawl space has also been encapsulated.

We spent an equal amount remodeling the main house and that included a new roof! 

It is also nice having the HOA as it spreads the cost for flood insurance and the roof we recently replaced

roof replacement, all new floors, new finish plumbing, interior cosmetics, appliances, fixtures, and just knowing the area of town What was the outcome?

And then there are also  sewer scope fees, and if your inspector recommends other inspectors to do inspections on things like the plumbing system, the roof, the electrical system etc... those have to come out of your pocket also- if you're going to pay for them.Does your lender require a Phase 1 Enviro; How do you intend to pay for that?