And we usually replaced windows/storm doors and HVAC systems within a year of purchasing older units, and this has helped as well.

It's been a while since I used it, so may have changed after TransUnion purchased it.

I think my own research says that I cannot reap the benefit because you would have to have put the property into a fund upon purchase.   

If you're looking for ways to accelerate, consider these options:Seller Financing – Some sellers may finance a portion of the purchase price, reducing your need for a large down payment.DSCR Loans – These loans focus on property cash flow rather than personal income, often requiring only 15% down.Private Money Lenders – If you can find a PML willing to work with you, you may be able to put less down.Partnerships – If you’re open to splitting profits, you could bring in a partner who funds the down payment.Since you’re okay with the slower path, just keep stacking cash, but these might be worth exploring to move faster!

I purchased a duplex (Austin, TX) at peak market prices in 2022 for $720k.

Wagner was recommended by my cousin who purchased a few properties with them and he's happy with the process.

I'm looking at a purchase price of under $175K.

For this example, what's the purchase price and how many bedrooms?

Congrats on purchasing the investment property!

I'm currently exploring opportunities in the Honolulu market and looking to use my VA renovation loan to purchase a 3-4 bedroom home, renovate it, and rent out the extra rooms as part of a co-living/house-hacking strategy.