My lowest ROI to date has been only 77%.I have multiple exit strategies, usually with buyers in mind.

Open a corporation and start building business credit.2.Leverage Credit to Multiply Capital: With strong business credit, you can secure $50K to $250K in funding through business credit cards and lines of credit.

Take a look at the overall picture, i.e. credit score, debts etc.. to make a decision.

With good credit and a relatively low LTV, they may price comparably. 

Credit Union, Brokers, Banks (all have different advantage & disadvantages). 

You already have US based credit so that is good. 

A lender credit was disclosed on the Lock LE instead of being shown as the Seller credit.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

The challenge is knowing if the listing agent actually tells your offer to the seller or not.For example, if a distressed property is $650k and you want to offer $620k, the listing agent says the lowest the seller may accept is $645k, but is that actually true or made up because the listing agent wants their commission?

Also, townhomes are a great bridge property, it's a common trend that those in townhomes are aspiring for home ownership meaning credit sensitive and with that right mindset.