Refinancing is a PAIN in the but.

My acct in Balt. said to me “I have never seen such pain in so many clients!”.

End of year was painful and I am back to looking at a more comprehensive solution.  

Look at it as an ounce of pain or a pound of regret..you're not going to win every offer and every prospect isn't going to check out.

I've dealt with six or seven property managers in PA in the past, (for 14 years), and this is the first instance I've ever received this pushback. 

@Maureen M.Working with the local government can be a pain, as you are finding out.

ADU was the biggest hype last decade and a huge disappointment for many, especially in CA. 1- big pain in the a$$ to get approved and then built. 2- super expensive in CA.3- often it reduces the value of the main home on resale, because most people want a normal private home and not some white elephant with a weird back cottage or no garage due to ADU.  

It is helpful to know that those growing pains and close calls/huge frustrations can still amount to gold.

I will say that once the floor was down, and we found the raised spots from the debris that didn't get cleaned properly, I noticed that repairing the floor is much more of a pain than I expected it to be.

To take measure of self, to learn and improve from "education via pain".