Will my loans hinder my start in REI?

On the flip side, the current tenants don't seem to be hindered by the one washer and dryer. 

But the big factors are your price point, down payment, and personal preferences.Plan on needing 35% down.Personal use often hinders the returns. 

@Steve K.That study is not the whole truth and leaves out many hinderances.

Small business is the backbone of this great country and there are plenty of states who understand that fact and show appreciation by helping them, not hindering them like CA does. 

I don't regret it, but it has hindered me from taking advantage of these historically low interest rates.

I am currently holding a few student loans amounting to about 20k, would this hinder by ability to obtain financing for a rental property or any other type of real estate?

If all other things are there - income, work history, assets - your credit may not be a hinderance.  

Biden is likely going to inherit a split Congress so his ability to make substantive changes is probably going to be hindered.

One concern I have on the appreciation side is that this is a prefab home and depending on community, could hinder future appreciation.As far as sitting on the sidelines, don't do that, but do continue to investigate, ask for others help (as you have been doing here) and keep learning and saving.