I will never screw a seller like a lot of these virtual wholesalers who are ruining the game with tons of excessive marketing then backing out on deals when they can't move them.

Underestimating costs, excessive leverage, neglecting to perform due diligence, and unforeseen repairs or vacancies are typical problems.

Moreover, as we see happening in Vermont, you might see legislatures aware that pursuing aggressive measure less from the perspective of outright bans that de facto bans through excessive, targeted state and municipal taxes.

You will probably have to go to the Excess/Surplus markets (Lloyds of London, etc.). 

Mold was caused by shallow groundwater/excessive rain last winter.

The most accurate way to forecast premiums is to find estimated property, GL, and excess rates.

Setting aside reserves is an expense, so long as they are not excessive.

If that does not work, you may need to get coverage through the Excess/Surplus markets (ie.

Same with cleaning - they’ll itemize excessive charges for grease/dirt beyond normal and I charge only that amount to tenants deposit.

Given I am claiming losses in excess of $25,000, it's important I have detailed logs of daily activity.