I could see this being useful in a BRRRR scenario, but in that case you could be looking at a much longer term loan than 30-60 days, especially given supply chain issues and the uncertainty of the person being able to qualify for the cash out loan as rates continue to climb.

Competitive Strategy and Operations: How do you maintain operational competitiveness against larger chains like Wawa, especially in terms of pricing, service speed, and customer experience?

Not everything in Hawaii is gold.. and you have a ton of competition . 

If you want to find gold or diamonds you cannot walk around and go "I don't see any, so, there isn't any.

Gone are the gold rush days of 3% interest and 5% down payments.

Also what is the fee on the gold route?

Competitive Strategy and Operations: How do you maintain operational competitiveness against larger chains like Wawa, especially in terms of pricing, service speed, and customer experience?

v=guD0wVFHLP8[OR] you could join a local Gold's and find a trainer who works out of there, who you are comfortable with their age, personality and price....

Find another Gold Nugget  and do it again. 

Real estate meetups or online forums can be gold mines for this kind of info.Detailed Inspection: Consider hiring a professional inspector with experience in renovations to give you a detailed rundown of what needs to be done.