That could potentially take away all the extra from increasing $150 for several years.

Louis Fed shows the delinquency rate on residential single-family mortgages, and proves there's a way to spin this data to show that delinquencies are increasing rapidly.

Tip #1 - no such thing as one perfect market There is lots of data on Bigger Pockets and MTR experts that have released rankings of top cities for next year, but remember it's not just about the purchase-- it's also about the operation.

Like maybe I could pull enough out from heloc on primary residence to pay off debt and then rent out my primary and use the extra cash to payoff heloc and then do another heloc once the original one is paid off.

15 - 20 year hold time.The rental investment calculators show that the four $300k properties would have a lot more equity in the future and many times the cash flow after a few years, but does the extra maintenance, management time and expense, etc. outweigh the numbers?

But it fits with the current portfolio I hold in that town and doesn't take much extra work for the returns I get.

@Steve CastagnettaBe honest have not really found a very good one - and I always question data - why?

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

It shows you are serious and willing to go the extra miles to make it work.

Finally, of the extra $200k, how much are you putting into operating reserves?