The one thing that JWB does well in terms of management is trying to manage my expectations through scripted interaction and condescending comments like "maybe real estate is not a good fit for you”.

Excel spreadsheets, and not doing very well keeping up with them either!

fyi, one of my children (also in Indiana) had a very good experience with a VA loan through Veterans United.If you can find a tenant who wants to be rural and have space but doesn't have a down payment or for some other reason doesn't want to buy or can't buy, that person could be an excellent fit for your situation. 

I have done and will continue to do my job with excellence for you.The builders have to do theirs.

There are excellent deals available this time of year, but the inflated prices of small multifamily properties can make finding a good deal challenging.

The description and pictures are excellent marketing.   

You just trusted, but didn't verify.This is an excellent thread to remind folks to do your own damn diligence.

If DTI is a problem for a new investment property loan but you have everything else (credit, downpayment, etc), then DSCR loans are probably an excellent alternative.

Steven, you’ve brought up an excellent point about the trade-off between prepayment penalties and interest rates in DSCR loans.

There is no one-size-fits-all for markets and salespeople.