Sounds like you have a good understanding of the strategy.I normally work with clients by giving them a price range of a property they need to buy to get to their desired tax bracket.Best of luck.

I.E. using all the equity available breaks the DTI ratio for the desired loan?

Name = Jonathan KlemmExpertise = Renovation & ConstructionLooking forward to = In-person Networking / Vacation in the sun (getting away from the windy city Chicago)Connection desire = Someone who has scaled a service business to $100MSession = Flipping houses in high interest rates, but I am biased! 

., peak season, off-season, shoulder season).Weighted Average: Calculate the weighted average for the year by multiplying the expected rent by the occupancy rate for each season.

At March 31, 2024, these modified loans had a weighted average pay rate of 6.95% and a weighted average accrual rate of 1.86%.

I had desisted of the idea of house hacking due to the fact that most small multifamily properties are  the most desirable areas(based on my experience).

I have no opinion about Ohio other than I have no desire to invest there. 

Ok here is the thing Darnell, for private lending we weight ~40% on the property "deal" itself, and 60% on the Operator themself; if they know what there doing, can they pull it off, do they have the "chops" for it, are they contingency ready, etc etc.. 

Identifying those opportunities can lead to solid investments.Demand for Affordable Housing: The points you made about the demand for older, well-maintained properties in desirable locations are crucial.

MeetupsWe have gone to several meetups in San Jose, Santa Cruz, Orlando, Los Angeles, and have met newbies along with extremely successful investors that have a huge go-giver mentality, thanks to Pace Morby's desire for successful mentees to give back to newbie.