Shortly before everything with COVID started going crazy I notified my property management company that I was terminating my agreement with them for countless issues after my tenant's lease expired at the end of the month (I already had a fully vetted second company in place to take over).

As others have said on the countless COVID threads on the forums, we haven't seen any issues yet but will find out a lot once the 1st comes along.

Learnings are countless here in BiggerPockets site. 

After visiting countless apartments, some smelly, some with weird roommate situations, and some very expensive, we ended up negotiating four girls down to 25% of the total rent.

After visiting countless apartments, some smelly, some with weird roommate situations, and some very expensive, we ended up negotiating four girls down to 25% of the total rent.

Of course countless appraisals were identified as flawed and the originating bank was forced to buy the loan back for violation of the Fannie Mae Selling Guide, which serves as a contract between originating lenders and FNMA - these were all contract-law cases.The really interesting part about that whole thing is not one appraisal was identified as flawed because of a bad valuation alone, or for all sorts of things a person might assume would qualify as a flaw.

There are countless stories here on BP about buyers who went without one and everything worked out just fine. 

@Jim Hartmann countless restaurants and retail businesses have stopped paying their rent.

I have been watching countless videos on youtube about real estate, investing and managing money.. trying to raise my financial IQ.

They call them real estate agencies - lol.But like you said, people like me have been wrong countless times in the past.