Also use Placer.ai stats to compare both properties, local demographics, median income etcOur experience on the lending side is that if gross sales are consistent over last 3-years, under writers will consider this incomeI would definitely consider option-1 based on tenants sales, NOI and how stable the restaurant is running.

The biggest is that the budget is more "consistent" than in a remodel. 

You could automate underwriting pretty easily, as well as scraping and feeding data into an underwriting AI.

What feedback & data can your PMC consistently supply to you?

I’m curious how others approach finding lenders for consistent funding opportunities.

As to "morals", please don't feed me that)))) There is nothing moral or ethical about doing business, it's just a fact.

Take small steps consistently to achieve your goals.Good luck!

My advice: focus on building a strong financial foundation first save consistently, manage your credit, and educate yourself on real estate fundamentals.

Hi Aya,The value of the home will remain consistent with all other comparable homes completed in an appraisal. 

This team consists of an Investor Focused Agent, Lender, Contractor, and PM.Read this article on the "core 4".