[i]Citi now has earnings problems, they have balance sheet constraints, they have further CDO writedowns, they have exposure to the monolines and they have the single largest concentration of exposure to high LTV [Loan To Value] mortgages.Citi has over $50 billion in exposure to 90+% LTV mortgages are likely underwater now that housing prices have declined.

I've read over 30 books and the best lessons learned cam first hand.Call me or email me if you like I love the business though I'm concentrating more on commercial deals these days I still do the residentials to pay monthly expenses.

I already have a BA in business admin with a concentration in entrepreneurial management.

Once I do in the next 3-4 years, I'll sell my current business and concentrate on managing the multifamily business.

I have been in contact with a couple of BP'ers(Nick J. and Justin S.) who live in the area of where I am concentrating my efforts.

I would love to concentrate all my real estate investing in the northern Atlanta metro area from this point forward.

The areas we are concentrating in right now are Orlando, Atlanta and Phoenix, but we are looking to expand to other markets over the next several months.

Personally, I like to concentrate on good structurally sound houses that will cashflow.

You can spot the war zones pretty easily, just search using the mapping feature for concentrations of houses for sale under 10-15k (in midwest areas such as we're in).

I got married recently, on October 29, and hopefully will be moving towards concentrating full time on my real estate career within the next 4-6 months.